Are your investments aligned to your values?

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Invest in the future you want to see

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Restrict investment in fossil fuels, weapons and tobacco

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Ensure your investment lives up to its ethical claims

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Trust MAS to invest your money responsibly

  • Owned by our Members
  • Serving our Members for over 100 years
  • Our profits help fund MAS Foundation, supporting health and wellbeing equity in Aotearoa.

Independently certified and recognised

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mindful money transparent
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Drive change from within

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Be represented at company meetings where our ambition is to use shareholder voting rights to influence companies to conduct their business in a socially and environmentally responsible manner. 

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As an active steward of your money, we appoint an agent to engage with the companies the funds invest in, to advocate for human rights, labour rights, anti-corruption, and the environment.

“If you’re going to be spending your money and supporting one company over another, you should be putting your dollars where it counts.”

Katherine Reinhold, Lawyer


The RIAA Certification Symbol signifies that a product or service offers an investment style that takes into account certain environmental, social, governance or ethical considerations. The symbol also signifies that the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment Funds adhere to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Superfund option. The Certification Symbol is a Registered Trademark of the Responsible Investment Association of Australasia (RIAA). Detailed information about RIAA, the Symbol and the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme and MAS Investment Funds methodology and performance can be found at www.responsiblereturns.com.au, together with details about other responsible investment products certified by RIAA. The Responsible Investment Association of Australasia does not currently assess cash funds as part of their Certification Programme. 

The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.

Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment FundsThe Product Disclosure Statements are available at MAS KiwiSaver Scheme PDSMAS Retirement Savings Scheme PDS, and MAS Investment Funds PDS

If you would like to talk to a MAS Adviser, phone 0800 800 627 or email info@mas.co.nz