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Motor Vehicle Insurance*

We recognise that a vehicle can be an essential part of your professional and private life. We provide insurance cover for all your vehicles, offering a wide range of benefits all designed to help get you back on the road quicker if an accident occurs.


Policy highlights

  • We’re continuing to offer excellent premium rates for under 25-year-old drivers, and if you’d like to reduce your premium because you have no under 25-year-old drivers, you can. Furthermore, if you nominate all potential drivers on your policy, we’ll provide you with an even greater discount.
  • Optional Hire car cover. In the event of a claim, for a small additional premium, we'll provide you with hire car cover while your vehicle is being replaced.
  • No excess for broken glass claims or lost keys, and your No Claims Bonus won't be affected.
  • Comprehensive protection aginst uninsured drivers who are completely at fault for an accident, and up to $3,000 for all cover other than comprehensive cover.
  • If another party is established to be completely at fault for an accident, we will refund your excess and ensure your No Claims Bonus is unaffected.

*The Motor Vehicle insurance referred to on this webpage is available for all new policies written from 1 April 2014. Existing policy holders should refer to our Household insurance refresh page




For more details on our Motor Vehicle policy, download our Motor Vehicle insurance summary sheet or our Motor Vehicle insurance policy wording.


The MAS difference


As a mutual, we work for you, our Members. We seek to ensure that you are getting the best possible cover for a fair premium and excess. 

  • Easy to understand policies.
  • Top quality and empathetic claims service.
  • Secured No Claims Bonus after five years of no claims on your policy.
  • Choose your repairer or use one of our preferred repairers and we will guarantee the work. 

Call us now


Call MAS on 0800 800 627, email or visit one of our branches, and we'll explain the benefits of taking out insurance with an organisation that's owned by its Members.


Important Note:

This webpage provides an overview of the policy. Please read the full policy wording. If you would like to receive a printed copy of the policy wording, or if you would like to talk to one of our advisers about the cover that best suits your needs, please contact us on 0800 800 627 or email us at




 Motor vehicle insurance summary sheet

 Motor vehicle insurance policy wording

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