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KiwiSaver for business owners
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Medical Assurance Society KiwiSaver Plan for business owners

MAS’s investment know-how, together with our personalised service, makes us the ideal choice for business owners considering joining KiwiSaver.

Trading trusts, companies or partnerships

If your business is a trading trust, company or partnership – and you have an employee-employer relationship with your business – you can take advantage of the financial benefits KiwiSaver has to offer, just like other employees.

If you pay yourself a salary or wage, you can also pay yourself employer contributions to match your own savings. The contribution rates are 3%, 4% or 8% of your before-tax salary.

Self-employed or sole traders
If you’re a sole trader or self-employed, KiwiSaver works differently for you – there’s no prescribed amount, so you can contribute as much or as little as you like.

In doing so you will qualify for the $1,000 kick-start payment, the $521.43 matching contributions from the Government, and possibly the first home benefits, depending on your situation.  

Making MAS your business’s preferred KiwiSaver provider

You've got a busy enough job managing a practice or business without having to deal with staff who want to talk about KiwiSaver – that's where we can help.

The Medical Assurance Society KiwiSaver Plan is a restricted scheme. Full details on eligibility to join can be found on Page 5 of the Investment Statement. Provided you are eligible in your own right to join the Plan, your business may choose to make Medical Assurance Society your 'preferred provider' for KiwiSaver.

By making MAS your KiwiSaver 'preferred provider', we can take care of telling your staff about KiwiSaver and how they can get the most from it, leaving you free to focus on managing your practice.

With MAS as your preferred KiwiSaver provider, your staff will be able to join the Medical Assurance Society KiwiSaver Plan automatically. This does not stop them from joining any other KiwiSaver provider.


To make MAS your preferred provider, download the Medical Assurance Society KiwiSaver Plan – Employer Preferred Provider Appointment form and return it to us. Or to talk to a MAS adviser, phone 0800 800 627 or email


Apply now

If you’re a business owner and want to apply for the Medical Assurance Society KiwiSaver Plan, download the investment statement and find out how to apply here.


Or for personal, tailored advice, you can talk to a MAS adviser by phoning 0800 800 627 or emailing




Investments in the Medical Assurance Society KiwiSaver Plan are not guaranteed. Copies of the latest registered prospectus and investment statement can be downloaded here or obtained by calling us on 0800 800 627.



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