Super schemes usually invest in a variety of investments – from ‘income assets’ such as cash and fixed interest to ‘growth assets’ such as shares. You can make regular contributions to a super scheme and that money is pooled with other investors to create a single investment fund.
You may be eligible to receive subsidised superannuation from your employer. MAS Retirement Savings Plan and KiwiSaver can help you take maximum advantage of this.
The Medical Assurance Society Retirement Savings Plan is a unitised investment fund. This means that contributions to the Plan are used to purchase units. The unit price will rise or fall in value according to changes in the value of the underlying investments.
The 2013 Retirement Savings Plan and KiwiSaver report can be download here.
The Plan became unitised on 1 April 2013. Prior to this an investment return was declared for each six monthly period ending 31 March or 30 September. For a full description of how unitised investments work as well as information about related changes effective from 1 April 2013, please see the Written Notice to Members or check out our Understanding Unitisation Frequently Asked Questions sheet.
A prospectus for the MAS Retirement Savings Plan was registered with the Registrar of Financial Service Providers on 21 September 2012. A copy of the prospectus can be viewed here, or online on the Companies Office website at www.business.govt.nz/companies under the file for the MAS Retirement Savings Plan.
Or for personal, tailored advice, you can talk to a MAS adviser by phoning 0800 800 627 or emailing firstname.lastname@example.org.
Investments in the MAS Retirement Savings Plan are not guaranteed by the MAS Retirement Savings Plan Trustees, MAS New Zealand Limited parent companies, or any associated entities. Copies of the latest registered prospectus and investment statement can be downloaded from this website or by calling 0800 800 627.