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Student package

If you’re studying to become a doctor, dentist or vet, you’re eligible to become a Member of MAS. For financial advice, nobody knows students like we do – and we are with you from orientation to graduation and beyond. Call us on 0800 800 627 to find out more.


  • By joining us, you’re joining a mutual organisation owned by your peers.
  • You’ll receive regular invitations to socialise with other students and Members at MAS sponsored events.
  • We work together with student associations and industry bodies.

Contents insurance

  • Our Contents insurance covers all your insured belongings, including clothing, to their full replacement value1 – which means your stuff is replaced with brand new stuff, regardless of how old it was. And our excesses are extremely low.
  • Our Contents insurance covers your personal effects (subject to limits) no matter where you are in the world.

Motor Vehicle insurance

Borrowing money

  • Our unsecured revolving credit facility – CreditLine2 – comes with a discounted interest rate and no annual fees for students, meaning your debt won’t cost you too much.
  • No repayments until you graduate.

Life insurance

  • To protect your loved ones, as a student you'll have access to discounted Life insurance.
  • For as little as $50 a year we can cover you for up to $50,000, making sure your debts and funeral costs are covered if you die.

Student electives

  • We offer medical student Members free subscriptions to The Electives Network (TEN) for researching elective opportunities around the world.

Free financial advice

  • Our advisers are salaried, not commissioned, so you know their advice is focused on your interest, not theirs.
  • We’ll come to you. We know you’re busy so we’ll meet with you at a time and place that suits.
  • We’ve been doing this for over 90 years. Nobody understands your needs better than us.

Find out more

  • To talk to us about membership or to apply for any of the products above, call us on 0800 800 627 or email



Important note:

This webpage provides an overview of the policies. Please read the full policy wordings. If you would like to receive a printed copies of the policy wordings, or if you would like to talk to one of our advisers about the cover that best suits your needs, please contact us on 0800 800 627 or email us at


1 - Excesses, cover limits and exclusions apply.
2 - Normal lending criteria apply. CreditLine is unsecured and requires a guarantor approved by MAS.
Normal underwriting criteria apply for all insurance products.


Mas is a Qualifying Financial Entity (QFE) under the Financial Advisers Act 2008. Our QFE disclosure statement is available here or by calling the number above.


 Student summary sheet

 Student Contents and Motor Vehicle insurance application

 Student CreditLine application

 Student tenant liability summary sheet

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