Why choose MAS?

nest eggs illustration hands on

With you every step of the way

We understand the unique insurance and investment needs of our students. Many of our Members joined us on their path to becoming doctors, dentists or veterinarians, and we’ve supported them from day one to diploma day–and every milestone after.

kiwi owned mutual illustration

A range of products

Get covered now and for the future with competitive rates on car and contents insurance, KiwiSaver, investments, life insurance and more. Focus on your studies, with peace of mind no matter where life takes you.

debt protection illustration 2

Expertise and experience

Our team provides advice on the use of MAS products based on your life stage and goals. MAS Advisers are flexible, meeting you online or in person at your convenience.

More than just insurance and investments

1

Join The Conversation

JTC is your gateway to a community of students like you. Sign up to our newsletter for exclusive updates, useful student hacks, budgeting tips and wellbeing advice. Click here to sign up.

2

Student scholarships

Students studying in New Zealand who actively contribute or participate in a group, association, community activity or volunteer programme for the benefit of others, can apply for 1 of 2 MAS Here for Good Scholarships each quarter.

3

MAS sponsored events

As a MAS Member, you'll get regular invitations to socialise with other students and Members at sponsored events. Get to know a like-minded community of individuals just like you.

Young student holding an ipad leaning against a silver car

General Insurance

  • Our Contents Insurance covers all your insured belongings, including clothing, to their full replacement value1 regardless of how old it was and no matter where you are in the world.

  • If you're under 25, we offer some of the most competitive premiums for Motor Vehicle Insurance on the market. 
a young student smiling and writing notes with an open laptop

KiwiSaver and Investments

  • Whether your home ownership goals are for now or the future, we can help you get there by investing your money actively and responsibly with the MAS KiwiSaver Scheme2.

  • If it's investing that's on your mind, trust us to support you to achieve your long-term savings goals and secure your future.
a group of four students enjoying themselves. two of them highfive.

Life and Income Insurance

  • Once you've secured your first job, your home or another big milestone, it might be the time to start thinking about how to protect your lifestyle and your family's future.

  • Life Insurance, Recovery Insurance, Income Security and Total and Permanent Disablement insurance, can work together to offer you and your family complete peace of mind.  

1—Excesses, cover limits and exclusions apply.
2—Medical Funds Management Limited is the issuer of the MAS KiwiSaver Scheme. PDS available at mas.co.nz 

iStock-605763388 (1)

Celebrating the class of 2024

Graduation marks the start of your professional journey so we’ve put together a range of special graduate offers to help you take the next step. There's more than $3,000 on offer! 

What our Members say

As a mutual our Members are a top priority.

  • “MAS has given me a lot of advice over the years - great advice. They also work hard to provide wellbeing for their Members.”

    Tiff Logan, Dentist

  • “In my 50+ years of membership, MAS has never disappointed me.”

    MAS Member

  • “MAS has certainly made a really big effort to get us to understand more about where they are investing our money, and in particular moving into more ethical investment products.”

    Anna Sullivan, Emergency Medicine Specialist

  • “Now that I’m almost retired, I get the reports from MAS on the performance of the plan and it’s one of the highlights of my month.”

    Geoffrey Horne, Orthopaedic Surgeon

  • “One of the best things about MAS is that it’s a Member Society, which means I know they’re representing me, rather than looking after their own interests.”

    Kristofer Fox, Teacher