Why choose MAS?
With you every step of the way
We understand the unique insurance and investment needs of our students. Many of our Members joined us on their path to becoming doctors, dentists or veterinarians, and we’ve supported them from day one to diploma day–and every milestone after.
A range of products
Get covered now and for the future with competitive rates on car and contents insurance, KiwiSaver, investments, life insurance and more. Focus on your studies, with peace of mind no matter where life takes you.
Expertise and experience
Our team provides advice on the use of MAS products based on your life stage and goals. MAS Advisers are flexible, meeting you online or in person at your convenience.
More than just insurance and investments
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Student scholarships
Students studying in New Zealand who actively contribute or participate in a group, association, community activity or volunteer programme for the benefit of others, can apply for 1 of 2 MAS Here for Good Scholarships each quarter.
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MAS sponsored events
As a MAS Member, you'll get regular invitations to socialise with other students and Members at sponsored events. Get to know a like-minded community of individuals just like you.
General Insurance
Our Contents Insurance covers all your insured belongings, including clothing, to their full replacement value1 regardless of how old it was and no matter where you are in the world.
If you're under 25, we offer some of the most competitive premiums for Motor Vehicle Insurance on the market.
KiwiSaver and Investments
Whether your home ownership goals are for now or the future, we can help you get there by investing your money actively and responsibly with the MAS KiwiSaver Scheme2.
If it's investing that's on your mind, trust us to support you to achieve your long-term savings goals and secure your future.
Life and Income Insurance
Once you've secured your first job, your home or another big milestone, it might be the time to start thinking about how to protect your lifestyle and your family's future.
Life Insurance, Recovery Insurance, Income Security and Total and Permanent Disablement insurance, can work together to offer you and your family complete peace of mind.
1 - Excesses, cover limits and exclusions apply.
2 - Medical Funds Management Limited is the issuer of the MAS KiwiSaver Scheme. PDS available at mas.co.nz
The benefits of membership
Financial advice
As a MAS Member, you'll receive free financial advice from a MAS Adviser who can meet with you online or in person at your convenience. Our MAS Advisers are paid a salary with no commissions, so you know they've got your best interests in mind.
Contents Insurance
Our Contents Insurance covers all your insured belongings, including clothing and footwear, to their full replacement value1. This means your stuff is replaced with brand new stuff, regardless of how old it was, even if you're travelling.
1—Excesses, cover limits and exclusions apply.
Motor Vehicle Insurance
No matter what your type of transport, we're committed to providing you with peace of mind on every journey, ensuring that you're protected wherever the road takes you. Plus, If you're under 25, we offer some of the most competitive Motor Vehicle Insurance premiums on the market.
Life and Income Insurance
Once you've secured your first job, your home or achieved another big milestone, it might be the time to start thinking about how to protect your lifestyle or your familys future. Life Insurance, Recovery Insurance, Income Security and Total and Permanent Disablement Insurance, can work together to offer you and your family complete peace of mind.
Student scholarships
Students studying in New Zealand and who actively contribute or participate in a group, association, community activity or volunteer programme for the benefit of others, can apply for 1 of 2 MAS Here for Good Scholarships each quarter.
Events and community
As a MAS Member, you'll get regular invitations to socialise with other students and Members at sponsored events. Get to know a like-minded community of individuals just like you.
Investment options
Whether you’re saving for your first home or retirement, we can help you get there. Our responsibly invested MAS KiwiSaver Scheme, and superannuation plan can help you achieve your long-term savings goals and secure your future.
Medical Funds Management Limited is the issuer of the MAS KiwiSaver Scheme. PDS available at mas.co.nz
A mutual owned by your peers
We’re a mutual, owned by our Members, so we have your best interests at heart and not a single dollar goes to offshore shareholders. We’re committed to forming life-long relationships with our Members by caring for you with exceptional service, premium products and expert advice.
Join The Conversation
JTC is your gateway to a community of students like you. Sign up to our newsletter for exclusive updates, with useful student hacks, budgeting tips and wellbeing advice.