Cover for when you need it
Feel at ease with insurance that covers your contents while you travel, lets you choose new-for-old replacement value, and even helps if you or a loved one are the victim of cyber-bullying.
Why choose MAS Contents Insurance?
100% owned by our Members
We're a New Zealand owned mutual that's here for our members, not overseas shareholders. When you join us, you become one of our owners.
Advice when you need it
Our nationwide network of advisers can help protect what's important to you and our Member Support Centre is just a phone call away.
People’s Choice 7 years in a row
We were awarded Consumer NZ People’s Choice for house, car and contents insurance for 7 years in a row between 2015 to 2022.
Some automatic additional benefits
- MAS Contents Insurance
MAS Contents Insurance
We'll provide up to $25,000 cover at home, and up to $5,000 cover out and about, for property owned by you that relates to a home-based office or healthcare practice.
We cover your children's contents while they're in full time study and staying at boarding school, in tertiary accommodation or while boarding in a private residence. We'll also cover their belongings stored at your house while they're overseas.
We cover your contents for accidental loss by restricted perils while temporarily stored in a professional storage facility.
We cover your contents for accidental loss by restricted perils while being permanently moved to a new permanent address anywhere in New Zealand.
We'll provide up to $2,000 for fraudulent debit or credit card use for which you are legally liable and cannot be recovered elsewhere.
We will repay you up to $5,000 if you incur expenses caused by Cyber-bullying. Your no claims bonus will not be affected.
In certain circumstances we'll provide up to $5,000 for hidden rot, hidden mildew or hidden gradual deterioration caused by water leaking from an internal source.
We cover your parents' or grandparents' contents automatically under your policy while they're residing in a rest home, hospice or the like.
Under our Replacement value cover option, if an item cannot be repaired, we will replace it with the nearest equivalent item available that is substantially the same as the damaged item was when new.
We will cover the reasonable cost of replacing locks and keys (including electronic access cards and transponders and remote door openers) if they have been lost, damaged, stolen or duplicated. No excess needs to be paid for your first claim under this benefit. First claim will not affect your No Claims Bonus. Most we will pay for any one event is $2,000.
We'll provide up to $10,000 for reasonable costs incurred to protect your property from loss, or following a loss, to minimise damage and prevent further loss. We will also pay the reasonable costs incurred to replenish your fire fighting equipment after it has been used to protect your house.
If we are unable to repair an item of jewellery or artwork that forms part of a pair or set, and we are unable to repair or replace the complete pair, we will, at your request, settle the claim as if the whole pair or set was involved in the loss.
Some automatic additional benefits
MAS Contents Insurance
We'll provide up to $25,000 cover at home, and up to $5,000 cover out and about, for property owned by you that relates to a home-based office or healthcare practice.
We cover your children's contents while they're in full time study and staying at boarding school, in tertiary accommodation or while boarding in a private residence. We'll also cover their belongings stored at your house while they're overseas.
We cover your contents for accidental loss by restricted perils while temporarily stored in a professional storage facility.
We cover your contents for accidental loss by restricted perils while being permanently moved to a new permanent address anywhere in New Zealand.
We'll provide up to $2,000 for fraudulent debit or credit card use for which you are legally liable and cannot be recovered elsewhere.
We will repay you up to $5,000 if you incur expenses caused by Cyber-bullying. Your no claims bonus will not be affected.
In certain circumstances we'll provide up to $5,000 for hidden rot, hidden mildew or hidden gradual deterioration caused by water leaking from an internal source.
We cover your parents' or grandparents' contents automatically under your policy while they're residing in a rest home, hospice or the like.
Under our Replacement value cover option, if an item cannot be repaired, we will replace it with the nearest equivalent item available that is substantially the same as the damaged item was when new.
We will cover the reasonable cost of replacing locks and keys (including electronic access cards and transponders and remote door openers) if they have been lost, damaged, stolen or duplicated. No excess needs to be paid for your first claim under this benefit. First claim will not affect your No Claims Bonus. Most we will pay for any one event is $2,000.
We'll provide up to $10,000 for reasonable costs incurred to protect your property from loss, or following a loss, to minimise damage and prevent further loss. We will also pay the reasonable costs incurred to replenish your fire fighting equipment after it has been used to protect your house.
If we are unable to repair an item of jewellery or artwork that forms part of a pair or set, and we are unable to repair or replace the complete pair, we will, at your request, settle the claim as if the whole pair or set was involved in the loss.
Save with multiple policies
Insure your contents and your house or car and you may be eligible for our multi-product discount. Insure your contents, house and car and you may be eligible for our Goldshield discount.
This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not consider your specific financial situation, needs or goals. You can find out more about financial advice at MAS here. Normal underwriting criteria apply for all insurance products. Special conditions and/or excesses may apply to the situations that meets your specific needs.