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General Insurance

Contents Insurance

You expect to be the best in your profession so why wouldn’t you expect the best from your insurance company?

We provide insurance cover for all your possessions, offering a wide range of benefits all designed to allow you to get on with what you really enjoy doing, not worrying about your insurance or sorting out a claim.  We also provide cover for rental properties and lifestyle properties.

We are proud of the strong reputation we have established for an empathetic and top quality claims service.  Our insurance has wide ranging benefits, meaning you’ll never need worry about whether you’re covered or not.

Our policies are written in language that’s easy to understand and we’re always happy to answer any questions you may have about this important agreement between us.

Policy wordings

Policy wording for Contents Insurance policies commenced or renewed from 1 October 2018. 

Policy wording for previous Contents Insurance policies. 

Apply for cover

We can complete your application over the phone on 0800 800 627 or download the application form and email it to us on

Check how much contents cover you need

It's important to regularly review how much your contents are worth - the cost to replace everything you own might be more than you think. Our contents calculator can help you work out the approximate value of your belongings quickly and easily.

The MAS difference

As a mutual, we work for you, our Members. We seek to ensure that you’re getting the best possible cover for a fair premium and excess.

We provide the following additional benefits for insuring with MAS:

  • Easy to understand policies
  • Top quality and empathetic claims service
  • Insure your contents and your house and/or motor vehicle and you’ll be eligible for our multi-product discount. Insure your motor vehicle, house and contents and you’ll be eligible for our Goldshield discount.
  • Where an event results in a claim under this policy and another policy you hold with us, you only have to pay the total excess that applies under the policy with the highest total excess.
  • If you hold this policy for a continuous period of five years and do not make a claim (excluding glass claims), you will qualify for our Secured No Claims Bonus. Once you qualify, your maximum No Claims Bonus is protected for the life of the policy, regardless of the number of claims you make. This benefit does not apply to holiday homes.

Further information

For further information on our Contents policy, download our Contents Insurance policy wording, Contents Insurance summary sheet or fill in the application form and email it to us on

Otherwise call MAS on 0800 800 627, email or visit one of our branches, and we’ll explain the benefits of taking out insurance with an organisation that’s owned by its Members.

Important note

Please note that certain conditions apply to benefits described on this webpage. These conditions of cover can be found in your policy wording.  If you would like to receive a printed copy of the policy wording please contact us on 0800 800 627 or email us at

This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not take into account your own personal financial situation or goals. If you would like more detailed financial advice, we can get one of our advisers to contact you.

Special conditions and/or excesses may apply to the cover solution that meets your specific needs. We’re happy to discuss these with you if needed.