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General Insurance

Contract Works

You expect to be the best in your profession so why wouldn’t you expect the best from your insurance company?

When you’ve made the decision to renovate or build a new home, we’ll support you through every stroke of the hammer. With solutions that will protect your investment while the work is completed, you’ll be able to enjoy the building process – without worrying about your insurance cover.

We are proud of the strong reputation we have established for an empathetic and top quality claims service.  Our insurance has wide ranging benefits, meaning you’ll never need worry about whether you’re covered or not.

Our policies are written in language that’s easy to understand and we’re always happy to answer any questions you may have about this important agreement between us.

Policy wordings

Policy wording for all policies

Apply for cover

We can commence your application over the phone on 0800 800 627 or download the application form and email it to us on

For full details please refer to the Contract Works summary sheet or Contract Works policy wording.

The MAS difference

As a mutual, we work for you, our Members. We seek to ensure that you’re getting the best possible cover for a fair premium and excess.

We provide the following additional benefits for insuring with MAS:

  • Easy to understand policies
  • Top quality and empathetic claims service
  • Insure your contents and your house and/or motor vehicle and you’ll be eligible for our multi-product discount. Insure your motor vehicle, house and contents and you’ll be eligible for our Goldshield discount.
  • Insure your house with us and you may be entitled to cover under our Area Replacement policy, so you can rest easy knowing that you’ll be fully covered in the event of a total loss. You won’t have to worry about working out a cost to rebuild or a capped sum insured – we’ll rebuild your home to the floor area shown on the schedule.

Further information

For further information on our House Insurance policy, download our Contract Works Insurance policy wording, Contract Works Insurance summary sheet or fill in the application form and email it to us on

Otherwise call MAS on 0800 800 627, email or visit one of our branches, and we’ll explain the benefits of taking out insurance with an organisation that’s owned by its Members.

Important note

Please note that certain conditions apply to benefits described on this webpage. These conditions of cover can be found in your policy wording.  If you would like to receive a printed copy of the policy wording please contact us on 0800 800 627 or email us at

This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not take into account your own personal financial situation or goals. If you would like more detailed financial advice, we can get one of our advisers to contact you.

Special conditions and/or excesses may apply to the cover solution that meets your specific needs. We’re happy to discuss these with you if needed.