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Life, Income & Disability

Total and Permanent Disablement Insurance

Why do you need Total and Permanent Disablement (TPD) cover?

Total and Permanent Disablement (TPD) Insurance cover pays a lump sum if you suffer a sickness or injury that leaves you permanently unable to work.

Think about the things that are vital to you performing your occupation. For instance, how might the development of a tremor in your dominant hand or losing your sight in one eye affect your ability to continue working? What about cutting a tendon in your thumb in a DIY accident or a head injury permanently impairing your memory and ability to concentrate at work?

For many professional occupations, experiencing such a sickness or injury may have a significant impact on your ability to carry out your own or any occupation. If you were unable to ever work again as the result of such an event, how would you and your family cope financially?

MAS difference

As a mutual, we work for you, our Members. We seek to ensure that you are getting the best possible cover for a fair premium and excess. MAS prides itself on offering our Members top quality service, including:

  • Non-commissioned advisers who are able to meet with you at your home or workplace, at a time that suits you, to give you the best financial advice for your situation.
  • Easy to understand policies.
  • A single point of contact for claims, who is only ever a phone call away.

Over 30,000 Members trust us to meet their financial needs, whether that’s personal and/or business property, income security, life insurance, finance or savings and investments, to name a few.

Next steps

For more information read our Total and Permanent Disablement Insurance summary document. The next step is to meet with a MAS adviser who will conduct a free financial review. MAS advisers are happy to meet when and where it suits to fit into your busy schedule. To book your free financial review, complete our enquiry form, or email MAS on or phone 0800 800 627.