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Motor Vehicle & Boat Insurance

Motor Vehicle

You expect to be the best in your profession so why wouldn’t you expect the best from your insurance company?

We provide insurance cover for all your vehicles, offering a wide range of benefits all designed to help get you back on the road quicker if an accident occurs.

We recognise that a vehicle can be an essential part of your professional and private life and are proud of the strong reputation we have established for an empathetic and top quality claims service.

With the option to choose from our Comprehensive product, providing an all-inclusive high level of coverage, right through to our Fire and Theft Only product for vehicles off the road, you can select the exact level of cover to meet your needs.

Our policies are written in language that’s easy to understand and we’re always happy to answer any questions you may have about this important agreement between us.

Policy wording

Policy wording for Motor Vehicle policies that commence or have renewed on or after 1 October 2018.

Policy wording for previous Motor Vehicle policies.

Apply for cover

We can complete your application over the phone on 0800 800 627 or download the application form and email it to us on

The MAS difference

As a mutual, we work for you, our Members. We seek to ensure that you’re getting the best possible cover for a fair premium and excess.

We provide the following additional benefits for insuring with MAS:

  • Easy to understand policies
  • Top quality and empathetic claims service
  • Insure your contents and your house and/or motor vehicle and you’ll be eligible for our multi-product discount. Insure your motor vehicle, house and contents and you’ll be eligible for our Goldshield discount.
  • Where an event results in a claim under this policy and another policy you hold with us, you only have to pay the total excess that applies under the policy with the highest total excess.
  • If you hold this policy for a continuous period of five years and do not make a claim (excluding glass claims), you will qualify for our Secured No Claims Bonus. Once you qualify, your maximum No Claims Bonus is protected for the life of the policy, regardless of the number of claims you make. This benefit does not apply to holiday homes.
  • We offer excellent premium rates for under 25-year-old drivers, and if you’d like to reduce your premium because you have no under 25-year-old drivers, you can. Furthermore, if you nominate all potential drivers on your policy, we’ll provide you with an even greater discount.

Further information

For further information on our Motor insurance policy, download our Motor Vehicle Insurance policy wording, Motor Vehicle Insurance summary sheet or fill in the application form and email it to us on

Otherwise call MAS on 0800 800 627, email or visit one of our branches, and we’ll explain the benefits of taking out insurance with an organisation that’s owned by its Members.

Important note

Please note that certain conditions apply to benefits described on this webpage. These conditions of cover can be found in your policy wording.  If you would like to receive a printed copy of the policy wording please contact us on 0800 800 627 or email us at

This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not take into account your own personal financial situation or goals. If you would like more detailed financial advice, we can get one of our advisers to contact you.

Special conditions and/or excesses may apply to the cover solution that meets your specific needs. We’re happy to discuss these with you if needed.